Go For a Low APR Credit Card...  It Will Save You Money.

This is the type of cards that offers the best credit card rate.  It's astonishing really when you realize how much money you can save simply by choosing a low APR card.. Some cards have 25 percent APR. That's nothing but insane. Every month, a quarter of the outstanding balance is added to what you already owe. As you easily can see, your debt thus multiplies exponentially without you even noticing.

Even if you  are paying off your balance punctually every month, you don't need more than one setback before it throw you off. Unfortunately, life never works out the way you expect, and you're likely to have occasions on which you just can't pay your card debt off in full.

Here is where a low APR offer comes to your advantage, so that you won't have to pay a stiff penalty just because times are hard and tight.

There is no problem to  find low APR cards that also offer everything else you want. Frequent flyer miles, rebates, no annual fee ... these can all be found on such type of cards. So, what you should do is simply go to a website where you can easily can do a comparison and find exactly what you're looking for.